Agentic payments your business can actually trust
Payment workflows for agents that move money under policy.
The payment operations agents run, the governance Conto enforces
Automated payment operations
Conto
Every payment is checked at the moment money moves. Runtime governance decides what clears, what pauses, and what stops.
Runtime governance
Approval routing
Exceptions reach a human
Vendor and counterparty controls
Trusted recipients only
x402 budgets
Hard per-call limits
Settles, with a record
Routine spend moves at agent speed. Every payment lands with the policy result, approval, and counterparty attached.
Automated Payment Operations
Payment workflows agents can run end to end, with Conto enforcing spend policies right where the money moves.
Payout automation
Instant payouts with policy checks before settlement
Built for agents that need to pay people or move funds as soon as a job, user instruction, or treasury workflow completes. Conto keeps settlement fast by evaluating each payout before it is released.
- Best for
- Delivery, payroll, fintech transfers
- Controls
- Caps, velocity, approval
- Outcome
- Fast settlement with hard stops
Autonomous purchasing
Autonomous procurement that still respects budget and vendor policy
Let agents buy inventory, services, software, or repairs on demand without giving up purchasing control. The agent can source and transact on its own, but only inside the vendors, categories, and budgets you approve.
- Best for
- Supply chain, travel, commerce
- Controls
- Supplier policy, PO caps, approvals
- Outcome
- Repeatable buying without spend drift
Credits and refunds
Refunds, credits, and make-goods that stay inside policy
Customer-facing agents can issue credits, refunds, and reimbursements quickly while Conto keeps routine corrections fast and sends higher-value exceptions into a controlled review path.
Industries
- Best for
- Hospitality, billing, support recovery
- Controls
- Category rules, budgets, approvals
- Outcome
- Faster resolution without leakage
Runtime Governance
Controls and safeguards for cases where autonomous payments need approvals, trusted counterparties, or hard spend limits before they clear.
Escalation paths
Approval routing for high-value or ambiguous payment decisions
Some payment decisions need a pause, not a hard stop. Agents can keep moving on the standard path while Conto holds only the transactions that need human approval.
Industries
- Best for
- Large orders, travel, credits
- Controls
- Thresholds, escalation, records
- Outcome
- Humans review exceptions only
Vendor trust controls
Vendor and counterparty controls for autonomous payments
Trusted vendors should clear quickly, and new counterparties should not slip through unnoticed. Conto keeps vendor, merchant, and service-provider policy attached to each request so recipient drift is caught immediately.
- Best for
- Procurement, travel, merchant spend
- Controls
- Allowlists, trust, merchant rules
- Outcome
- Faster trusted payments, less drift
Micropayments
x402/MPP and service-spend budgets for machine payments
When agents are paying for APIs, inference, or compute by the call, Conto applies per-request caps and session budgets so service spend stays bounded even when the agent is making many decisions per minute.
Industries
- Best for
- Inference, APIs, service spend
- Controls
- Per-call caps, session budgets, velocity
- Outcome
- Machine-speed buying with hard limits