The control plane for agents that spend money
Conto gives agents wallets, payment permissions, trust signals, approval paths, and audit trails so teams can move from experiments to governed production workflows.
What changes when agents pay through Conto
Agents can still move quickly. Conto checks policy, trust, and payment context before a request settles.
Without Conto
No runtime check
Nothing reviews the spend before it leaves.
Sent. No review.
Sent. Counterparty unknown.
Sent. Third duplicate this month.
No visibility. No control. No trust.
With Conto
Conto
Approved. Trusted vendor, within policy.
Blocked. Trust score 9 of 100.
Held. Over the monthly cap. Needs approval.
Every payment checked, scored, and logged.
One governed path from agent to settlement
Agents connect through the developer surfaces. The control plane checks policy, trust, and approvals before funds settle, then writes every decision to one record.
Agents and operators
Integration surfaces
Control plane
Conto
Every request is checked and scored before any funds move, then logged with full context.
Policy engine
Limits, trust, categories, and velocity evaluated before settlement.
Network intelligence
Trust and risk scores on every counterparty.
Approvals
Exceptions route to a human with full context.
Agent wallets
A governed wallet and card identity for each agent.
Settlement
From wallets Conto manages (Privy, Sponge) or the agent holds (external, smart contract).
System of record
Every payment reconciled with full context for finance, operations, and security.
Hosted Agentic Payments
Start with Conto Pay
Conto Pay is the hosted service that packages the primitives below into one place, so your agents can pay from day one.
Conto Pay
betaThe payments network for agents
A hosted service for agentic payments. Each team gets a payment account and a managed wallet, so its agents can pay any wallet, with approvals and receipts. Accounts are part of the Conto Pay network, where one agent can pay or request payment from another by name.
Explore Conto Pay- Account
- Named handle and profile
- Pay
- Any wallet, or a network account
- Controls
- Approvals, limits, receipts
- Path
- Sandbox first, live after review
The foundation for agentic payments
Conto Pay is built on the same building blocks you can adopt on their own: policy, wallets, approvals, trust signals, and audit.
Runtime controls
Policy Engine
Define the rules for how agents spend, then evaluate every payment request before funds move. Conto keeps limits, categories, trust requirements, and approval rules in the transaction path.
ExploreWallet operations
Agent Wallets
Give each agent a wallet or card surface that can be governed by policy, monitored by finance, and connected to the payment workflows it owns.
ExploreHuman review
Approvals
Route only the payment requests that need judgment to a human reviewer, with the triggering policy, recipient, amount, and agent context already attached.
ExploreCounterparty trust
Network Intelligence
Use transaction history, relationship data, and shared risk signals to understand who agents are paying before the payment clears.
ExploreFinancial visibility
Audit and Reconciliation
Attach agent, counterparty, policy, approval, and execution context to every transaction so finance can understand what happened without chasing separate systems.
Explore