Payment controls for agents, before they spend
Give your agents a wallet, set the rules, and see every payment they make.
Agentic payments need infrastructure built for machines, not humans.
High-frequency transactions
Trustless machine-to-machine interactions
Autonomous commerce
To trust your agents, you need to see what they're paying for, how much they're spending, and who they're dealing with.
Made for the agent economy
Manage agent spending across your whole organization.
Payment checks at transaction time, not just in the prompt
Prompts can describe policy. Conto enforces it when an agent tries to move money.
Each request carries amount, recipient, category, wallet, and agent context. Conto evaluates that context and returns a clear approve, deny, or review-needed decision before funds move.
Payment rules evaluate on every request
Amount, recipient, category, and velocity checks run before execution.
Unknown recipients can pause automatically
New counterparties route to review instead of slipping through as routine spend.
Trusted vendors clear instantly
Known recipients can clear without turning every payment into a ticket.
Suspicious activity stops before settlement
Risk signals and velocity spikes can block the request while context is still fresh.
From policy to payment
Set policy once, then evaluate every payment request as it happens.
Without Conto
No runtime check
Nothing reviews the spend before it leaves.
Sent. No review.
Sent. Counterparty unknown.
Sent. Third duplicate this month.
No visibility. No control. No trust.
With Conto
Conto
Approved. Trusted vendor, within policy.
Blocked. Trust score 9 of 100.
Held. Over the monthly cap. Needs approval.
Every payment checked, scored, and logged.
Define the payment rules
Set budgets, limits, and approved counterparties per agent.
Agents request payments
Agents pay vendors and each other with virtual cards or stablecoins.
Conto evaluates the request
Rules run before settlement, so exceptions can pause.
Finance gets a usable record
Every payment lands with its agent, policy result, and settlement.
What can you build with Conto?
Real scenarios with payment decisions made before execution.
Vendor controls
Vendor Payments
Known vendors clear; new or high-value payees pause for review.
Autonomous buying
Autonomous Procurement
Agents buy within approved merchants, categories, and order limits.
Counterparty trust
Agent-to-Agent Commerce
Agents transact with each other, with trust history tracked per counterparty.
Service budgets
Micropayments and x402
Pay for API calls, data, and compute with per-request caps and session budgets.
Built for every team
One platform for teams building new products with agentic payments, with the controls finance and security need from day one.
For Developers
Integrate in minutes
SDK, API, MCP server, and installable skills for governed payments.
Build with ContoFor Product & Innovation
Build new agentic payment products
Take payment-enabled agent workflows from sandbox to launch.
Explore use casesFor Finance & Operations
Spend that is ready to reconcile
Break down spend by agent and policy result, review only exceptions.
Explore audit and reconciliationFor Security & Compliance
Runtime enforcement for agent spend
Evaluate payments as they happen and turn network signals into policy.
Explore policy engineTrillions of agents. One network
Autonomous agents will handle commerce at a scale humans never could.
Agentic Commerce
Build products and services powered by agents that act autonomously
Modernize Systems of Record
Connect to ERP, accounting, and CRM systems for full control and visibility
Network Effects
Understand relationships between agents in your organization and beyond
1T+
Over 1T agents will come online in the next 10 yearsPayments are a stepping stone to fully autonomous agents
See what your agents spend. Know who they trust
Free to start. No credit card required.