Payment controls for agents, before they spend
Let agents pay people, businesses, and other agents with limits, approvals, and a clear record of every payment.
Agentic payments need infrastructure built for machines, not humans
High-frequency transactions
Trustless machine-to-machine interactions
Autonomous commerce
To trust your agents, you need to see what they're paying for, how much they're spending, and who they're dealing with.
What Conto controls
Conto combines policy, counterparty checks, and payment records so agents can pay within your rules. Stablecoins are the first rail, with cards and bank payments to come.
Policy and approvals
Control spend
Set budgets, limits, categories, and approval paths before an agent can move money.
ExploreCounterparty intelligence
Verify counterparties
Use recipient identity, relationship history, and trust signals to decide who can be paid.
ExploreAudit and reconciliation
Reconcile every payment
Keep the agent, recipient, policy result, approval, and settlement in one usable record.
ExploreFrom policy to payment
Set policy once, then evaluate every payment request as it happens.
Without Conto
No runtime check
Nothing reviews the spend before it leaves.
Sent. No review.
Sent. Counterparty unknown.
Sent. Third duplicate this month.
No visibility. No control. No trust.
With Conto
Conto
Approved. Trusted vendor, within policy.
Blocked. Trust score 9 of 100.
Held. Over the monthly cap. Needs approval.
Every payment checked, scored, and logged.
Define the payment rules
Set budgets, limits, and approved counterparties per agent.
Agents request payments
Agents pay vendors and each other through governed payment flows.
Conto evaluates the request
Rules run before settlement, so exceptions can pause.
Finance gets a usable record
Every payment lands with its agent, policy result, and settlement.
What can you build with Conto?
Real scenarios with payment decisions made before execution.
Vendor controls
Vendor Payments
Known vendors clear; new or high-value payees pause for review.
Payment-controlled purchasing
Autonomous Procurement
Let procurement agents source and select suppliers while Conto controls who they can pay, how much they can spend, and when approval is required.
Counterparty trust
Agent-to-Agent Commerce
Agents transact with each other, with trust history tracked per counterparty.
Service budgets
Micropayments and x402
Pay for API calls, data, and compute with per-request caps and session budgets.
Built for every team
Build agent payment products with controls that finance and security can use from the start.
For Developers
Integrate in minutes
SDK, API, MCP server, and installable skills for governed payments.
Build with ContoFor Product & Innovation
Build new agentic payment products
Take payment-enabled agent workflows from sandbox to launch.
Explore use casesFor Finance & Operations
Spend that is ready to reconcile
Break down spend by agent and policy result, review only exceptions.
Explore audit and reconciliationFor Security & Compliance
Runtime enforcement for agent spend
Evaluate payments as they happen and turn network signals into policy.
Explore policy engineTrillions of agents will transact
Autonomous agents will handle commerce at a scale humans never could.
Agentic Commerce
Build products and services powered by agents that act autonomously
Modernize Systems of Record
Connect through Conto's API and webhooks to ERP, accounting, and CRM systems for full control and visibility
Network Effects
Understand relationships between agents in your organization and beyond
1T+
Over 1T agents will come online in the next 10 yearsPayments are a stepping stone to fully autonomous agents
See what your agents spend. Know who they trust
Free to start. No credit card required.